Not only is boat insurance a means to cover unavoidable damages, it is also a great way to cover a number of annual costs. That being said, those rates can increase if your vessel isn’t properly maintained. Although you can keep enjoying your time on the water, it’s best if you can avoid any hassle. The following helpful boat maintenance tips can help you keep those annual costs down.
Tip #1: Change your oil frequently
The oil is the lifeblood of your boat’s engine and can impact its life expectancy. You should always ensure that your is ready for long periods of use on the water and the best way to accomplish that is by changing your oil on an annual basis. Like any other vehicle, it needs proper care and service to be in peak condition.
Tip #2: Consider getting wireless auto tethers
You should be investing in these handy devices as part of your annual boat maintenance plan (if you have one). They actually serve as a kill switch for your engine should any passengers suddenly fall overboard. You can reduce your yearly boat insurance premium by using these even though they really aren’t a maintenance factor.
Tip #3: Cover your boat when not in use
Whenever your boat is not being used, make sure that you keep it covered. This will protect it from any debris, humidity, and rainfall. You’d be surprised at how much this could save you on your insurance.
Tip #4: Make sure you’re prepared for seasonal changes
If you’re taking your boat on a trip this spring and putting it on a lake that may be lower than normal, there are a few things you need to be concerned with. There could be deadheads, debris, and logs that you need to watch out for during certain times of the year while they are non-existing at other times. Additionally, if someone you know has recently taken their boat out on the water, ask them if they’ve run into anything. Being prepared will help to avoid damages and save you money on your boat insurance premium.
Tip #5: Protect Your Boat when Traveling
Whenever your boat is not in the water, your insurance normally protects it. However, the same is not true when you are transporting it from Point A to Point B. That’s coverage that your auto insurance usually provides. There are a number of ways to protect your boat such as safe travel habits, straps, and tarps. However, the last thing you want to do is to let it fall into the fulfillment gap of your auto insurance.
Don’t neglect doing yearly maintenance on your boat. Although your boat insurance is fairly flexible, it won’t cover anything that goes wrong if you’ve been remiss about your annual maintenance and upkeep.
Call 1-800-585-1665 today to request a quote from InsureAnyBoat.com.