Boat Insurance
Vero Beach

Get comprehensive boat insurance for the lowest price.  From fishing boats to luxury yachts, we’ve got you covered.

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Coverage Without the Confusion

We offer Boat Insurance in Vero Beach with a focus on simple coverage and real protection. 

Our team helps boat owners choose insurance that fits their vessel, how it is used, and their budget.

Insurance should be easy to understand and easy to manage.

Keep Your Boat Safe from Damage

Boat insurance helps protect you from losing money when something bad happens to your boat or if someone gets hurt. Things can go wrong even when you’re being careful.

Insurance can help pay to repair your boat if it is damaged in a crash, catches fire, is stolen, or sinks. 

It can also help pay if someone else gets hurt or their belongings are damaged because of your boat.

Banks and places where you keep your boat often require you to get insurance before they’ll work with you.

Getting the right insurance keeps both your boat and your money safe.

Coverage Options

Coverage should match the boat and how it is used. Policies can be set up for personal use or business use.

Most coverage options include:

  • Damage to the boat and engine
  • Trailer and onboard personal items
  • Injuries to the owner and passengers
  • Injuries to other people

Optional coverage may include:

  • Accidents involving other boats
  • Fire-related damage
  • Hull-related damage
  • Theft and vandalism
  • Sinking
  • Liability from water activities

Coverage details depend on vessel size, value, and usage.

We Cover Many Types of Boats

Different boats come with different risks. Insurance should fit the vessel and its purpose.

High Performance Boat Insurance

Specialized coverage for boats built for speed and power. High-speed boat coverage

Sport Fishing Insurance

Coverage designed for offshore fishing boats and valuable equipment.

Open Fisherman / Center Console Insurance

Coverage for fishing boats and center consoles with exposed engines and electronics.

Cruiser Insurance

Insurance for cabin boats used for longer trips and overnight stays.

Yacht Insurance

Insurance for larger recreational vessels with higher values and guest exposure.

Mega Yacht Insurance

Custom coverage for large, high-value vessels. Policies may include crew and extended navigation limits.

Sailboat Insurance

Insurance that covers hulls, sails, masts, rigging, and liability exposure

Charter Insurance

Coverage for boats used to carry paying passengers. Policies focus on liability and commercial use.

Before Choosing a Policy

Understanding a few key details helps avoid surprises later.

Boat Size

  • Boats up to 26 feet are usually insured as boats
  • Boats 27 feet and longer are typically insured as yachts

Claim Payment Type

  • Agreed value policies pay a set amount chosen when coverage starts
  • This helps avoid lower payouts due to depreciation

Deductibles

  • The deductible is what you pay before coverage applies
  • Deductibles vary by policy and type of claim

Why Choose Our Vero Beach Boat Insurance Company?

Boat insurance should be handled by experienced professionals with access to strong carriers.

We provide you:

  • Over 15 years of experience in boat insurance
  • Helpful and responsive support staff
  • Access to multiple insurance carriers
  • Coverage for all boat types, makes, and models

Policies are available for single boats or fleets.

Your Protection Starts Here

Boat Insurance in Vero Beach should be simple, clear, and built around your needs.

The right policy helps protect your boat and your financial future.

Request a personalized quote today and review your options with confidence.

Get Started Today

Get Your Personalized Quote!

We are your Boat & Yacht Insurance Experts. If you are looking for a free, non-obligation insurance quote, contact us today.

Request a Free Quote

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