Charter insurance protects boats used for paid trips, rentals, and tours.
Charter insurance covers the vessel, its passengers and crew, and liability arising from costly claims.
If a boat earns money, private insurance is not enough. Charter insurance is required.
Charter Boats that carry paying passengers need different protection.
Charter insurance helps:
Coverage must match how the boat actually operates.
Charter insurance offers flexible protection based on vessel size and use.
Each policy is structured to protect both the vessel and the business.
Charter insurance can extend beyond U.S. waters with approval.
Navigation options may include:
Optional coverage may include:
Navigation limits depend on vessel type and experience.
Many charter operators qualify for savings.
Common discounts include:
Discounts lower the cost without reducing protection.
Private boat policies exclude paid use.
Charter insurance accounts for:
The wrong policy can lead to denied claims.
Charter insurance pricing depends on real operating details.
A proper quote review:
Comparing options helps control cost and coverage gaps.
Charter insurance keeps your boat, crew, and income protected. The right policy helps your operation stay compliant and ready to run.
Get your personalized charter insurance quote today. Call 1-888-293-7102
Speak with a charter insurance agent and secure coverage built for paid boat use.
We are your Boat & Yacht Insurance Experts. If you are looking for a free, non-obligation insurance quote, contact us today.