In the simplest of terms, “marine insurance” is a specific sector or segment of the larger insurance industry that applies to the protection of boats and yachts. But, even more importantly, the cargo and people that they are carrying. It can be purchased by businesses that use commercial watercraft, or by individuals who use boats and yachts for leisure or personal pleasure. In South Florida, your boat and yacht insurance specialists in Fort Lauderdale is InsureAnyBoat.com. And, we’d be glad to help you with all your requirements.
What Do We Insure?
One of the first questions prospective clients ask is: “what types of vessels or watercraft do you insure?” As your Fort Lauderdale boat and yacht insurance provider, our company offers an extensive line of coverages at some of the most competitive rates in the industry. We insure a wide range of boats, yachts and other watercrafts, including the following:
- commercial charter boats
- cruisers
- high performance powerboats
- mega or super yachts
- open fishing boats
- sailboats
- sport fishing boats
- yachts
InsureAnyBoat.com can customize an insurance coverage package that is tailored and unique to your specific needs. This applies whether you are a first-time boat or yacht owner, or a seasoned veteran with many hours on the water. No matter what, we will ensure that your investment is protected.
What Does a Policy Cover?
Whether your watercraft is used for business (commercial charters or sport-fishing) or for personal use, you’ve invested a great deal of money and time into it. So why wouldn’t you want to protect it against damage or personal injuries to you and your passengers? Policies for Boat and yacht insurance in Fort Lauderdale typically include many different coverages that protect you, your passengers, and any cargo that you may be carrying. However, as each policy and its terms and conditions differ; you will need to know which policy will suit your requirement and budget. They vary on the amount of coverage, pricing and other variables that needs to be discussed and accounted for, before you sign on the dotted lines.
Although coverages may vary from one insurer to another, the following are four (4) of the most common coverages that you will typically find in InsureAnyBoat.com policies:
- Liability coverage – If you’re responsible for a boating accident that damages another person’s boat, another person’s property, or injures another person who isn’t onboard your watercraft, liability coverage may help you to pay for these.
- Medical payments coverage – If you or any passengers on your boat sustain injuries as a result of an accident, this coverage helps you pay for any ensuing expenses. This includes hospital bills, prescription medications, X-rays, and so on.
- Property coverage – This coverage helps pay for repairs to your boat if it sustains damages in an accident. It also helps pay for replacement costs resulting from theft. With property coverage, your boat is protected whether it’s on land or in the water.
- Uninsured watercraft coverage – If your watercraft collides with an uninsured boater, and you or a passenger on your boat sustains injuries as a result of that collision, this coverage may help pay for any resulting costs or expenses.
While these coverages are common among Fort Lauderdale boat and yacht insurance companies, InsureAnyBoat.com wants to ensure that you receive the type of protection that best address your specific needs. So, you may want to consider adding other coverages such as accessories, special equipment, towing and trailers.
Why Choose InsureAnyBoat.com?
Getting a Fort Lauderdale boat and yacht insurance policy shouldn’t be difficult. That’s why we have made it so easy to compare premium rates across the board. You may find coverage that is cost-effective and fits within your budget. We’ll make sure that you have the right coverage at the right price. Our team of knowledgeable and experienced insurance specialists would be glad to be of assistance. For more information, or to receive boat and yacht insurance quotes in Fort Lauderdale, contact InsureAnyBoat.com today at 1-800-585-1665. Our business representatives will be glad to walk you through the process and help you select the best policy for your requirement.
